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13 Dec 2018   ·   5

We Paid Cash: an RV

A testimony from Jill of Organizational Toast:

Five years ago, our little family of four moved from Florida to the midwest. Neither my husband or I knew much about where we were moving, but we vowed  we would take every opportunity to travel and explore our new home. We quickly realized we loved being on the road and that there were so many amazing places to visit!

Two years ago, my husband and I decided we wanted to purchase an RV to explore even more. We also knew we would only buy an RV if we could pay cash. And we did!

So how did we do it?

1. We Researched

We spent months researching RVs and came up with a reasonable budget based on the information we gathered.

We went to multiple RV dealers to compare prices, models and features. We went to each dealer armed with pertinent questions related to pricing that we had found on the web.

Once we gathered all our information we looked over our finances and picked an RV that met our needs and that we could reasonably pay cash for. We chose a purchase price of $15,000.

2. We Set a Savings Goal

We set a 1-year goal to save $10,000. We already had $10,000 in savings, but we didn’t want to empty our savings account. We came up with a savings plan and each month, we put aside $850 in a dedicated savings account.

Having a separate savings account helped us stay motivated.

3. We Found Money in Our Budget

Creating and sticking to a monthly budget was so important to reaching our savings goal. We already have $500 a month dedicated to savings, so we only had to find $350 more each more.

Here are a few ways we found that additional money

  • My husband started taking his lunch to work
  • I ramped up my meal planning, especially frugal and meatless meals
  • We implemented 2 No-Spend weekends a month

Here is where it gets interesting.

About 8 months into our year of saving, one of the dealers we visited contacted us about an RV they had on sale. It was still $3500 OVER what we had in our savings. We let the salesman know we would only pay in cash and that we were willing to wait until we had the full amount saved before we made a purchase.

We went back and forth with the RV salesman and even got a call from the sales manager promising us great rates on a loan and that the deal wouldn’t be around forever. We stuck to our guns and simply let them know we would only pay cash and we were willing to wait.

After a couple more phone calls, the dealer lowered the price to meet our budget. We dropped off our check and drove off with an RV the following week!!

We have built so many beautiful memories in our RV since we purchased it and are so grateful we can enjoy it without the burden of a loan!

Jill is a work at home mom to two sweet and crazy kiddos and the creator of Organizational Toast. Her goal is inspire other moms to get organized and simplify their lives with uncomplicated strategies to manage their finances, home, and life.

13 Dec 2018   ·   2

Look what I got from Amazon for $1!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Did you order the Women’s Luxury Sun Care Box on Black Friday?? It was only available for a few hours, but I jumped on it because I figured it was only $1 and I had some Amazon gift cards I had gotten for free from Swagbucks.

I expected a box of sunscreen samples, but instead, it was a box of fantastic beauty samples!

Look at everything they sent! I don’t know if they ran out of the sun care sample boxes or what, but I was much more excited about this box!

And Kaitlynn (my beauty and fashion loving daughter!) was thrilled, too! She and I split up the samples and are having fun trying them out!

The next time Amazon offers something like this (let’s hope they do!), I’m going to be jumping on it!

If you ordered this same box, I’d love to know if you got the same samples or different samples!

Psst! Target has a Holiday Beauty Box for just $5 shipped right now! You can also get this Target Men’s Holiday Beauty Box for only $5 shipped!

13 Dec 2018   ·   0

Money Saving Mom’s Daily Deal Round-Up for December 13, 2018

{Psst! Have you joined our new Facebook group yet? If you want to never miss a HOT deal again, go check it out!! We post ALL the best deals almost as soon as they go live — especially the time-sensitive ones that you might miss!}

Hottest Deals

Online Deals

Freebies and Coupons

Deals Around Town

Popular Deals Still Available

13 Dec 2018   ·   8

*HOT* Get a She Reads Truth Bible for as low as $18.77 shipped! (I LOVE this Bible!!)

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

I am SO excited about this crazy deal on one of my favorite Bibles!

Amazon currently has the CSB She Reads Truth Bibles on sale and many of them have an additional 10% off e-coupon available to clip! PLUS, through December 21st, get $5 off a book purchase of $20 or more when you use promo code GIFTBOOK18 at checkout. (Limit one per customer.)

I LOVE this Bible! It’s the one I’ve used all year! It’s beautiful and high quality and filled with great devotions and illustrations. One of my favorite parts is that there are Bible reading plans for each book of the Bible right at the front of each book. Plus, there is the Robert Murray M’Cheyne Bible Reading plan at the back of the bible (and it inspired me to use that plan to read through the Bible this year — which I have loved!)

Here’s how to get these for as low as $18.77 shipped:

CSB She Reads Truth Bible in Gray Linen or Navy LeatherTouch – $26.41 (regularly $49.99)
Clip the 10% off e-coupon
Use the code GIFTBOOK18 ($5 off $20 book purchase)
Shipping is free
$18.77 shipped after e-coupon and code!

Don’t forget!! All Amazon orders ship FREE with no minimum until Christmas! If you want a guaranteed faster shipping speed, you can sign up for a free trial of Amazon Prime to get free 2-day shipping. And be sure to sign up for Swagbucks to earn free gift cards to use when shopping on Amazon.

Thanks, Hip2Save!

13 Dec 2018   ·   2

*HOT* Get a FREE KiwiCo Crate (delivered by Christmas) with a 3-month subscription!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Wow! Just when we thought KiwiCo was done with their holiday promotions, they rolled out one last goodie for us!!

KiwiCo is currently offering a FREE crate with any 3-month subscription (or more)!

Here’s how to get this deal:

  1. Go here and sign up for a 3, 6, or 12 month subscription. Use code CRATE at checkout.
  2. Within 48 hours, a promo code will be e-mailed to you to select a FREE crate of your choice ($24.95 value).
  3. Choose your crate, check out, and it will be delivered to you by Christmas Eve!!

KiwiCo is a monthly subscription service that offers kid’s educational projects, crafts, and activities on different themes. Each box includes 2-3 projects, all the materials to complete those projects, plus hands-on learning activities and more.

They offer monthly crate subscriptions for various ages: Koala Crate is for ages 3-4, Kiwi Crate is for ages 4-8, Tinker Crate is for ages 8-14+, and Doodle Crate is for ages 9-16+.

If you are looking for a great gift for grandparents to give your kids, I highly recommend these. Our kids LOVE these subscription crates!

This deal is valid through December 16, 2018.

Interested in learning more before you buy? Check out my completely honest review of KiwiCo!

13 Dec 2018   ·   5

*IT’S BACK!* RARE Cook’s Illustrated Magazine for $7.99 per Year!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

This HUGELY popular deal is back!

Right now you can get a one-year subscription to Cook’s Illustrated magazine for only $7.99 with code MONEYSAVING at checkout. You can purchase up to two years at this price.

We almost never see a deal on this magazine, and it currently sells on Amazon for MUCH more with excellent reviews! This is such a wonderful gift idea and I love that this magazine has NO advertisements! You can also use this deal to renew your current Cook’s Illustrated subscription!

Cook’s Illustrated Magazine is the home-cooking companion for every aspiring chef! Cook’s Illustrated is packed with the “best” receipes, how-to guides, equipment reviews, taste tests and much more with absolutely NO ADVERTISMENTS. From delectable Bolognese sause and BBQ ribs to marvelous chocolate mousse and sorbet, Cook’s Illustrated will have every course of your meals turning out perfectly!

This offer expires December 14th, 2018 at midnight EST.

13 Dec 2018   ·   0

*HOT* Little Tikes Princess Cozy Truck Ride-On only $49.99 shipped!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Amazon has this Little Tikes Princess Cozy Truck Ride-On for just $49.99 shipped!

This is a big price drop and the lowest price in over a year!

Don’t forget!! All Amazon orders ship FREE with no minimum until Christmas! If you want a guaranteed faster shipping speed, you can sign up for a free trial of Amazon Prime to get free 2-day shipping. And be sure to sign up for Swagbucks to earn free gift cards to use when shopping on Amazon.

Thanks, Hip2Save!

13 Dec 2018   ·   0

Free Burt’s Bees Holiday Gift Set after rebate!!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Looking for a deal on this HOT holiday toy?! You don’t want to miss this FREEBIE deal!

Top Cash Back is offering an $10 rebate on a Burt’s Bees Holiday Gift Set purchased from Walmart, making it FREE!

Here’s how to get your FREE Burt’s Bees Holiday Gift Set:

1. Head here for the special Burt’s Bees Holiday Gift Set offer and sign up for a new Top Cash Back account.

2. Order a Burt’s Bees Holiday Gift Set priced at $8.88-$9.88. (You must choose a set that’s at least $8.88, and you’ll want one less than $10 so that it’s free after your rebate!)

3. Select free in-store pickup at your local Walmart to avoid shipping costs.

4. Within 21 days, your Top Cash Back account will be credited with $10 — all you’ll pay is a little bit of tax, if that!

5. After you receive the $10 payment in your Top Cash Back account, you can choose to transfer it to your bank account or request a Paypal payment.

This is for new Top Cash Back members only. If you are already a member, you are allowed to sign up another adult in your household.

This deal is valid through December 16, 2018 — or while supplies last.

13 Dec 2018   ·   0

Shutterfly: 50% Off Photo Books and Foil & Glitter Holiday Cards, Plus FREE Shipping!!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Still looking for deals on holiday cards?

Right now, Shutterfly is offering 50% off their Foil and Glitter Holiday Cards plus FREE shipping when you use coupon code DAZZLE at checkout!

This is a RARE offer, so it’s a great time to order Christmas cards or personalized gifts.

Valid with guaranteed Christmas delivery through December 15, 2018.

13 Dec 2018   ·   0

*HOT* LEGO Classic Mission to Mars Building Kit (871 Pieces) just $35.99 shipped!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Amazon has this LEGO Classic Mission to Mars Building Kit (871 Pieces) for just $35.99 shipped right now!

This is a HUGE price drop and the lowest price ever on record!

Don’t forget!! All Amazon orders ship FREE with no minimum until Christmas! If you want a guaranteed faster shipping speed, you can sign up for a free trial of Amazon Prime to get free 2-day shipping. And be sure to sign up for Swagbucks to earn free gift cards to use when shopping on Amazon.

Thanks, Kosher On A Budget!

13 Dec 2018   ·   0

*HOT* Fitbit Versa Smart Watch only $148.96 shipped {Black Friday Pricing!}

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Amazon has the Fitbit Versa Smart Watch for just $148.96 shipped right now! Choose from black, silver and rose gold.

This is the same price as Black Friday so it’s a great deal!

Don’t forget!! All Amazon orders ship FREE with no minimum until Christmas! If you want a guaranteed faster shipping speed, you can sign up for a free trial of Amazon Prime to get free 2-day shipping. And be sure to sign up for Swagbucks to earn free gift cards to use when shopping on Amazon.

Thanks, Kosher On A Budget!

13 Dec 2018   ·   0

American Girl: 4-Movie Collection only $8.99 shipped!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Amazon has this American Girl: 4-Movie Collection for only $8.99 shipped – the lowest price ever on record!

Don’t forget!! All Amazon orders ship FREE with no minimum until Christmas! If you want a guaranteed faster shipping speed, you can sign up for a free trial of Amazon Prime to get free 2-day shipping. And be sure to sign up for Swagbucks to earn free gift cards to use when shopping on Amazon.

Thanks, Kosher On A Budget!

13 Dec 2018   ·   0

Shopkins Season 10 Small Mart Playset only $10.93, plus more!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Note: Shop through eBates to get up to 10% cashback on this deal! Not an eBates member yet? Sign up here and then search for Walmart and click through and then purchase this item to get up to 10% cashback added to your account.

Right now, Walmart is offering up to 60% off select Shopkins playsets!

Get this Shopkins Season 10 Small Mart Playset for just $10.88!

Get this Shopkins Chef Club Hot Waffle Collection for just $5.99!

Get this Shopkins Happy Places Rainbow Beach Furniture Set, BBQ Party for just $5.97!

Get this Shopkins Lil’ Secrets Rainbow Kate’s Bedroom Hideaway for just $13.88!

 

Get this Shopkins Happy Places, Happyville High School Playset for only $13.88!

Choose free in-store pickup to avoid shipping costs.

Thanks, Hip2Save!

13 Dec 2018   ·   0

Girl’s Muk Luks Clear Rainboots with 5-Pack Socks only $24.99 shipped!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

This popular deal is BACK!!

Jane has these Muk Luks Girl’s Clear Rainboots with 5-Pack Socks for only $24.99 shipped right now!

Choose from two different styles. These are so cute!

13 Dec 2018   ·   2

Target Holiday Beauty Boxes only $5 shipped!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Target has this Holiday Beauty Box for just $5 shipped right now! You can also get this Target Men’s Holiday Beauty Box for only $5 shipped!

Hurry – these will sell out quickly.

Thanks, Freebie Shark!